:root{--navy:#10263b;--ink:#1b3042;--gold:#b99a5d;--cream:#f6f4ef;--muted:#6d7c87;--line:#e4e8eb}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65}a{color:inherit;text-decoration:none}.container{width:min(1120px,calc(100% - 40px));margin:auto}
.top{background:var(--navy);color:#dce4e9;padding:8px 0;font-size:11px}.top .container{display:flex;justify-content:space-between}
header{position:sticky;top:0;z-index:10;height:0;padding:0;background:transparent;pointer-events:none}header a,header button{pointer-events:auto}header .nav{width:fit-content;max-width:calc(100% - 30px);margin:8px auto 0;min-height:0;display:flex;align-items:center;justify-content:center;gap:26px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:4px 4px 4px 6px;line-height:1.2;box-shadow:0 8px 28px #10263b1f;pointer-events:auto}.brand{display:flex;align-items:center;gap:10px}.mark{background:var(--navy);color:white;border-radius:10px;padding:11px;font-weight:800}.brand strong{display:block;letter-spacing:2px;font-size:15px}.brand small{display:block;color:#7c8992;font-size:10px}.links{display:flex;align-items:center;gap:20px;font-size:12px;font-weight:bold;}.links a:hover{color:var(--gold)}.cta{background:var(--navy);color:#fff;padding:9px 15px;border-radius:999px}header .mark{padding:6px 7px;font-size:11px;border-radius:999px}header .brand{gap:8px}header .brand strong{font-size:12px;letter-spacing:1.5px}header .brand small{font-size:8px}.toggle{display:none;background:white;border:1px solid var(--line);padding:8px 14px;border-radius:999px;box-shadow:0 8px 28px #10263b1f}
.hero{background:var(--cream);padding:80px 0 50px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:45px;align-items:center}.eyebrow,.kicker{font-size:10px;font-weight:bold;letter-spacing:2px;color:#9a7b43}.hero h1{font-size:clamp(42px,5vw,62px);line-height:1.1;letter-spacing:-2.5px;color:var(--navy);margin:22px 0}.hero h1 span,h2 span{color:var(--gold)}.hero p{max-width:510px;color:var(--muted);font-size:15px;line-height:1.9}.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.button{display:inline-block;padding:13px 17px;border-radius:5px;font-weight:bold;font-size:12px}.primary{background:var(--navy);color:white}.secondary{border:1px solid #d9d9d2}.mock{background:white;padding:28px;border-radius:16px;box-shadow:0 22px 55px #10263b20;transform:rotate(1deg)}.mock-label{font-size:10px;color:#9b804f;letter-spacing:1.5px}.mock h3{font-size:29px;line-height:1.2;color:var(--navy)}.mock-row{padding:17px 0;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:20px;font-size:12px}.mock-row small{display:block;color:var(--muted);font-size:10px}
section.pad{padding:78px 0}.intro{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}h2{font-size:clamp(30px,3.5vw,42px);line-height:1.2;letter-spacing:-1.5px;color:var(--navy);margin:14px 0}p{color:var(--muted)}.section-head{display:flex;justify-content:space-between;align-items:end;gap:25px;margin-bottom:30px}.services{background:#f7f8f7}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{background:white;border:1px solid var(--line);border-radius:12px;padding:24px;display:flex;flex-direction:column;min-height:225px;transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:0 14px 30px #10263b12}.num{color:var(--gold);font-size:11px;font-weight:bold}.card h3{margin:20px 0 7px;font-size:17px}.card p{font-size:12px;line-height:1.8}.card b{margin-top:auto;font-size:11px;color:#9a7b43}.steps{display:grid;grid-template-columns:1fr 1fr;gap:60px}.step{border-top:1px solid var(--line);padding:19px 0;display:grid;grid-template-columns:35px 1fr;gap:12px}.step strong{color:var(--gold)}.step h3{font-size:15px;margin:0}.step p{font-size:12px;margin:5px 0 0}.why{background:var(--cream)}.benefits{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}.benefit{border-left:2px solid #d5c49f;padding-left:15px}.benefit h3{font-size:14px}.benefit p{font-size:12px}.banner{background:var(--navy);color:white;padding:65px 0}.banner .wrap{display:flex;justify-content:space-between;align-items:center;gap:25px}.banner h2{color:white}.banner p{color:#c5d0d8}.banner .button{background:white;color:var(--navy)}
footer{background:#0b1b2b;color:#dce4e9;padding:40px 0 20px}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footgrid p,.footgrid a{font-size:11px;color:#aab7c0}.footgrid a{display:block;margin:7px 0}.footgrid h4{font-size:12px;color:white}.bottom{border-top:1px solid #ffffff22;margin-top:30px;padding-top:16px;font-size:10px;color:#8596a2}.disclaimer{font-size:10px;color:#8596a2;margin-top:15px}
.pagehero{background:var(--cream);padding:60px 0}.crumb{font-size:11px;color:#8c969d;margin-bottom:22px}.pagehero h1{font-size:clamp(36px,5vw,54px);line-height:1.1;color:var(--navy);letter-spacing:-2px;margin:12px 0}.pagehero p{max-width:700px}.content{padding:65px 0}.narrow{max-width:850px}.content h2{font-size:25px;margin-top:30px}.content p,.content li{font-size:14px;line-height:1.9}.content li{color:var(--muted);margin:6px 0}.info{background:var(--cream);border-left:3px solid var(--gold);padding:15px 18px;font-size:12px;color:#63737f;margin:25px 0}.detailgrid{display:grid;grid-template-columns:1.5fr .8fr;gap:45px}.side{background:var(--cream);border-radius:12px;padding:23px;align-self:start}.side h3{margin-top:0}.faq{max-width:850px;margin:auto}.faqitem{border-bottom:1px solid var(--line)}.question{background:white;border:0;width:100%;text-align:left;padding:20px 0;display:flex;justify-content:space-between;font-weight:bold;color:var(--navy);cursor:pointer}.answer{display:none;font-size:13px;color:var(--muted);padding:0 25px 18px 0}.faqitem.open .answer{display:block}.contactgrid{display:grid;grid-template-columns:.8fr 1.2fr;gap:35px}.contactbox{background:var(--navy);color:white;border-radius:12px;padding:28px}.contactbox p{color:#c6d0d8;font-size:13px}.field{display:flex;flex-direction:column;gap:6px;margin-bottom:15px}.field label{font-size:12px;font-weight:bold}.field input,.field select,.field textarea{padding:12px;border:1px solid #dce2e5;border-radius:6px;font:inherit;font-size:12px}.field textarea{min-height:120px}.formstatus{font-size:12px;color:#9a7b43}
@media(max-width:800px){header .nav{width:calc(100% - 30px);justify-content:space-between;gap:12px;padding-right:8px}.links{display:none;position:absolute;left:15px;right:15px;top:62px;box-shadow:0 14px 34px #10263b26;border:1px solid var(--line);background:white;padding:18px 22px;flex-direction:column;align-items:stretch;border-radius:24px;gap:14px;pointer-events:auto}.cta{text-align:center}.links.open{display:flex}.toggle{display:block}.hero-grid,.intro,.steps,.detailgrid,.contactgrid{grid-template-columns:1fr}.hero-grid{gap:35px}.cards{grid-template-columns:repeat(2,1fr)}.benefits{grid-template-columns:repeat(2,1fr)}.section-head{align-items:start;flex-direction:column}.banner .wrap{align-items:start;flex-direction:column}.footgrid{grid-template-columns:1fr 1fr}.footgrid>div:first-child{grid-column:1/-1}}
@media(max-width:500px){.container{width:calc(100% - 30px)}.top .container{font-size:9px;gap:10px}.hero{padding-top:50px}.hero h1{font-size:43px}.cards,.benefits,.footgrid{grid-template-columns:1fr}.footgrid>div:first-child{grid-column:auto}.section-head h2{font-size:32px}.mock{padding:22px}.banner{padding:50px 0}}